Studying law has made me realize how important insurance is. Seriously.. I think whoever that wants to sell insurance should first send their potential clients to a one day law school experience and I guarantee they'll start buying insurance. Especially torts class. You cannot imagine what cases come out from torts. Little boys that get hurt (to the extent of losing the leg) from a small kick on the knee. Woman that goes blind because a small pebble bounces from the road when a car drives by.
Yeah. If you're responsible for another person's injury even if you didn't intend for it to happen, you better make sure your insurance company pays for it or the punitive damages itself might kill you. Don't have insurance? You better go get it from wholesale insurance.net or something. You never know when you might hurt someone. It can be anything. Even the most bizzare circumstances. Trust me.