What is the use of insurance? Seriously. You pay so much every month just for the reason that one day, you MIGHT fall sick, or get into an accident, or die.
Em.. What is the point of that? What if you end up living to a ripe old age of 100? What will happen to all the monthly fees you paid to your insurance?
I know I know.. the word "if" itself makes it worth all the money especially if its for your love ones but.. is it really necessary? I don't know.
The Blue Cross Blue Shield of NC is another example of insurance companies that claims to provide great coverage and security. But its also all in the name of what "ifs"
Would you really go for it?