I realized the US is not a very trusting country. Every single transaction that you want to do requires you to do a background check. If you want to rent a place, the landlord will want to do a credit report check on you. If you want to add a new cellphone plane, the first thing the salesman ask you is what is your social security number. If you want to work in a government office, even after you supposedly get hired, you have to wait ages for background checks for employment.
I mean seriously.. what is everyone afraid off?
What is the worst that can happen? Have people defaulted in so many payments that we have to have this system in place? Do we have so many hidden "criminals" in our society that we need to have background checks for every single little job?
Urgh.. I don't see this in developing countries. Have human beings in general lied and cheated so much that a promise to pay itself is not sufficient anymore? In 10 or 20 years, or even in 5 years, what kind of security measures will be in place to make sure business are conducted or transactions are made?
I have no idea.